Current Openings

Job Description

Senior Benefits Consultant Responsibilities:

• Manage a book of business consisting of small to mid-size clients in various industries. Will require travel to clients across the US, particularly in Massachusetts
• Overall responsibility for client retention and proactively developing and maintaining ongoing relationships with carriers and clients
• Communicate directly with clients and their employees as the subject matter expert on the details of various insurance coverages, products, and services in the marketplace.
• Strategize opportunities to continually enhance service to our clients through new services, cost control, technology, etc.
• Review request for proposals and insurance plan analyses, negotiate with carriers and recommend renewal actions
• Stay up to date and educated on industry trends and events, including all state and federal regulatory issues and communicate to clients as appropriate
• Maintain and ensure adherence to all plan rules, legal and regulatory compliance, reporting requirements, and overall compliance as it relates to client group health and welfare plans
• Prepare presentations and lead client, open enrollment, strategy, and other related meetings
• Obtain, organize, and analyze vendor proposals for various health and welfare plans, including medical, dental, vision, life, disability, etc.
• Analyze and synthesize various carriers, plan designs, plan funding and employee contributions options
• Use software to draft plan documents, required employee communications, and 5500 filings/SAR’s
• Create and update benefit guides and ensure client resources and communications are up to date following open enrollment or coverage change
• Conduct quality assurance reviews on other Innovo employee work products
• Address ongoing benefits enrollment and claims issues as necessary
• Conduct and prepare benefits benchmarking analyses for clients
• Assist in client benefits technology implementations and ongoing support

Skills Required:

• Very strong attention to detail
• Ability to manage and prioritize many tasks at once
• Excellent written and verbal communication skills
• Positive, client-first attitude, and willingness to go the extra mile when needed
• Great team player, with willingness to help others

Qualifications:

• Bachelor’s degree or higher
• Health/Life/Accident state licensure required
• Minimum 8-10 years’ experience in the health and welfare benefits brokerage industry
• Experience working with health and welfare benefits plans including medical, dental, life, disability, both in the design of these plans and related compliance requirements
• Experience with self-funded plans and claims reporting and analysis
• Proficiency in Excel and PowerPoint