July 15, 2021

2021: Employee Benefits Reimagined

As companies struggle with high healthcare premium costs and worry about their employees’ ability to afford healthcare in retirement, they’re encouraging the adoption of HSAs among their workforces. Some are making high-deductible health plans the only health insurance option and enticing employees with HSA contributions and even matches.
April 16, 2021

Employee Benefits Decision Makers: What’s a Fair Healthcare Renewal Rate?

We’ll show how we can determine fair renewal rates, and how we achieve our average renewal rate of just 2.1% for groups of 50+ without changing plan design or method of funding.
April 6, 2021

Eric Gulko Quoted on Paid Family Medical Leave (BBJ)

Sometimes, a private plan may offer more flexibility for people wanting to leverage the state's new Paid Family Medical Leave Act. According to President and Founder of Innovo Benefit Group, Eric Gulko, policy holders should look at their options, including private plans. Just beware that even with private carriers the application process could be perceived as cumbersome.
April 6, 2021

Vulnerable Youth Need a Bridge: We’re Helping to Build It

In the past, we’ve highlighted Innovo Benefits Group’s support for Bridge Over Troubled Waters, an agency providing life-changing services for Boston’s homeless, runaway, and at-risk youth. When we look at their mission and the good work they do, we’re reminded of these wise words from Gandhi: “The true measure of any society can be found in how it treats its most vulnerable members.”
February 10, 2021

Long-Term Telemedicine Cost Implications

What a year 2020 was for the healthcare world. One of the surprise winners, however, was the concept of telemedicine. While it had been around for decades, it never rose to “gamechanger” status. Then, COVID hit.
February 8, 2021

Bringing Surprise Billing Under Control

Surprise billing, or in some instances referred to as balance billing, occurs when an insured member receives care from an out-of-network provider. As a result the member receives an unexpected bill. 
October 14, 2020

8 Health Insurance Questions to Ask Before Accepting a Job Offer

Are you asking your prospective employer the right health insurance questions? President and Founder of Innovo Benefits, Group, Eric Gulko, explains what you should be asking before accepting the job in order to understand and make the most of company health insurance benefits.
May 28, 2020

Returning to the Workplace Amid COVID-19: Potential Issues and Practical Guidance

Today, many employers are having candid conversations on how to best care for their employees from a benefits perspective while also keeping their company financially stable. At Innovo, our mission is to help benefits professionals make informed decisions – every day, and during these trying times.
April 3, 2020

Furloughs and Healthcare Benefits: What Employers Need to Know

Today, many employers are having candid conversations on how to best care for their employees from a benefits perspective while also keeping their company financially stable. At Innovo, our mission is to help benefits professionals make informed decisions – every day, and during these trying times.
March 23, 2020

Families First Coronavirus Act & FMLA

Coronovirus has created a lot of confusion around emergency paid sick leave and paid FMLA. We hope this chart that Innovo created clarifies the complex set […]