Innovo Insights serves as a valuable resource for business leaders navigating the complexities of HR and employee benefits. Our library offers a wealth of knowledge on various HR and employee benefit solutions, empowering leaders to make informed decisions for their organizations and employees.


July 15, 2021

2021: Employee Benefits Reimagined

As companies struggle with high healthcare premium costs and worry about their employees’ ability to afford healthcare in retirement, they’re encouraging the adoption of HSAs among their workforces. Some are making high-deductible health plans the only health insurance option and enticing employees with HSA contributions and even matches.
April 16, 2021

Employee Benefits Decision Makers: What’s a Fair Healthcare Renewal Rate?

We’ll show how we can determine fair renewal rates, and how we achieve our average renewal rate of just 2.1% for groups of 50+ without changing plan design or method of funding.
February 10, 2021

Long-Term Telemedicine Cost Implications

What a year 2020 was for the healthcare world. One of the surprise winners, however, was the concept of telemedicine. While it had been around for decades, it never rose to “gamechanger” status. Then, COVID hit.
February 8, 2021

Bringing Surprise Billing Under Control

Surprise billing, or in some instances referred to as balance billing, occurs when an insured member receives care from an out-of-network provider. As a result the member receives an unexpected bill. 
October 14, 2020

8 Health Insurance Questions to Ask Before Accepting a Job Offer

Are you asking your prospective employer the right health insurance questions? President and Founder of Innovo Benefits, Group, Eric Gulko, explains what you should be asking before accepting the job in order to understand and make the most of company health insurance benefits.
March 23, 2020

Families First Coronavirus Act & FMLA

Coronovirus has created a lot of confusion around emergency paid sick leave and paid FMLA. We hope this chart that Innovo created clarifies the complex set […]
May 7, 2019

Are Bonuses Affecting Your Benefit Broker’s Objectivity?

Broker bonuses have been in the news recently, with ProPublica and NPR raising questions about their effect on a broker’s ability to offer impartial client guidance.
February 28, 2019

HDHP: A Plan for Care Avoidance?

As an employer looking to reduce healthcare costs while meeting employee needs, you’ve likely either considered a High Deductible Health Plan (HDHP) or are currently offering one.