Medical costs are rising faster than many employers expected. With renewals significantly outpacing inflation, HR and other executive leaders are under increased pressure to deliver meaningful benefits while controlling spend. The good news? Some of the most impactful benefits available today are hidden in plain sight and cost little to nothing to implement.

In this webinar, we’ll uncover overlooked, low-cost and no-cost benefits that can elevate your total rewards strategy, improve employee satisfaction, and strengthen retention, all while protecting your bottom line. From voluntary and value-added programs to underutilized carrier perks and creative no-cost solutions, you’ll learn practical strategies to deliver more value without expanding your budget.

Whether you’re looking to enhance your current benefits package or stretch every dollar further, this session will provide actionable ideas you can implement right away.

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AI is rapidly transforming human resources, from recruiting and resume screening to performance management, employee monitoring, and benefits support. As adoption grows, so does regulatory scrutiny. This webinar will provide an overview of the rapidly evolving legal landscape governing AI in the workplace, including key emerging federal and state laws and regulations.

Allyson Hay of Innovo Benefits Group and guest speaker, Michael Clarkson, a Shareholder at Ogletree Deakins, break down recent AI regulations and explain what they mean for human resources professionals. They also discuss proactive steps human resources professionals can take now to help ensure their organization remains compliant as AI use expands.

Whether your organization is just beginning to explore AI or is already integrating it into core HR functions, leave with practical guidance for applying AI in the workplace and building an AI roadmap that aligns with legal requirements.

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Why 2026 Renewals Present New Challenges for Employers

This renewal season is bringing fresh challenges for employers and HR teams. Contract disputes, rising drug costs, and shifting federal rules are reshaping how organizations manage their benefits and budgets. To help you stay ahead, Innovo’s Eric Gulko shares a clear, focused discussion on three issues no benefits leader can afford to overlook heading into 2026.

Jump to the video.

Understanding Insurance Carrier Contract Disputes and Employee Impact

Carrier and health system conflicts are becoming more common, leaving employers caught in the middle. You’ll hear why these disputes are happening, how they disrupt employee access to care, and what you can do to protect your team during negotiations or provider terminations.

Managing GLP-1 Drug Costs and Coverage Decisions

GLP-1 medications like Wegovy, Ozempic, and Zepbound are reshaping coverage decisions and driving costs higher. We’ll look at how carriers are responding, which strategies can help manage spending, and what questions employers should ask before deciding whether to include these drugs in benefit plans.

How ACA Subsidy Loss Affects Benefits and Premiums

Income changes and policy updates are removing ACA subsidies for many individuals and small groups. That shift is driving premium changes and coverage disruptions. We’ll explain how these trends affect employer plans and what proactive steps teams can take to help affected members.

Expert Insights from Eric Gulko on Staying Prepared for 2026

Walk away with plain-language insights and concrete guidance to support smart, compliant decisions in a volatile benefits environment. This session is for HR, Finance, and Benefits professionals who want to protect their organizations from risk while ensuring employees continue receiving reliable, high-quality care.

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Dealing with employee benefits takes serious effort. You spend so much time making sure everything is right. Missing one deadline or changing one detail can cause big problems later. It’s hard to keep up. We know how much pressure you are facing right now.

We hosted a webinar to help you check off those crucial year-end tasks. It is all about giving you clear steps for 2025 and 2026 compliance. We focused on keeping things simple. We want you to feel confident when the new year starts.

This session cuts through the noise. It covers the major items you need to act on now. Here are some key points we shared that you need to know:

• FSA and Dependent Care Limits: Contribution limits are going up for 2026. The Dependent Care cap jumped for the first time in 40 years! You must update your plan documents right away.
• Imputed Income: Do you offer life insurance over $50,000? Do you offer domestic partner benefits? These require correct income imputation. This is an area many employers miss.
• Paid Leave: Several states like Minnesota, Delaware, and Maryland have new paid family leave programs coming. You must stay current on deduction, notice, and exemption filing rules.
• The ACA Rule Change: Employers with 50 or more FTEs must still file forms with the IRS. However, furnishing the 1095-C form to employees is now voluntary. Just make sure your affordability calculations meet the 9.96% limit for 2026.
• AI Policy: Workplaces are using more AI tools. You need to review your employee handbook. Update policies on confidentiality and discrimination risks related to AI use.

Don’t let these items catch you off guard. We put together this information to make your life simpler. It is a critical checklist, especially if your team operates in multiple states.

Watch the full video to get the complete checklist. You can pause, review, and share the information with your benefits team. Get your compliance plan locked down today.

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