This quick-hitting, informative webinar is designed to help employers identify compliance gaps and strengthen HR practices through a practical HR audit. They’ll cover the key areas every organization can review now to reduce risk and improve compliance. It is ideal for professionals with executive, administrative, or HR responsibilities who are looking to build confidence in these key areas. Allyson and Tasha will share actionable guidance to help you evaluate your current practices, identify potential compliance gaps, and strengthen your organization’s overall HR processes.

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The post HR Compliance Checkup: What Every Employer Needs to Know appeared first on Innovo Benefits Group.

When an employee needs time away from work, determining which leave laws apply and how they intersect can be complex. With expanding state paid leave programs, remote and multi-state workforces, and overlapping federal protections, HR professionals are increasingly faced with real-time decisions that don’t always fit neatly into a single policy or framework.

This session takes a practical, scenario-based approach to leave management, focusing on real situations HR teams commonly encounter. Through each case, we’ll break down how different leave laws work together in practice and how to navigate them confidently and consistently.

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The post Out of Office, In Compliance: Managing Employee Leaves appeared first on Innovo Benefits Group.

Medical costs are rising faster than many employers expected. With renewals significantly outpacing inflation, HR and other executive leaders are under increased pressure to deliver meaningful benefits while controlling spend. The good news? Some of the most impactful benefits available today are hidden in plain sight and cost little to nothing to implement.

In this webinar, we’ll uncover overlooked, low-cost and no-cost benefits that can elevate your total rewards strategy, improve employee satisfaction, and strengthen retention, all while protecting your bottom line. From voluntary and value-added programs to underutilized carrier perks and creative no-cost solutions, you’ll learn practical strategies to deliver more value without expanding your budget.

Whether you’re looking to enhance your current benefits package or stretch every dollar further, this session will provide actionable ideas you can implement right away.

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The post Expanding Benefits without Increasing Costs appeared first on Innovo Benefits Group.

AI is rapidly transforming human resources, from recruiting and resume screening to performance management, employee monitoring, and benefits support. As adoption grows, so does regulatory scrutiny. This webinar will provide an overview of the rapidly evolving legal landscape governing AI in the workplace, including key emerging federal and state laws and regulations.

Allyson Hay of Innovo Benefits Group and guest speaker, Michael Clarkson, a Shareholder at Ogletree Deakins, break down recent AI regulations and explain what they mean for human resources professionals. They also discuss proactive steps human resources professionals can take now to help ensure their organization remains compliant as AI use expands.

Whether your organization is just beginning to explore AI or is already integrating it into core HR functions, leave with practical guidance for applying AI in the workplace and building an AI roadmap that aligns with legal requirements.

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The post Building an AI Roadmap in a Rapidly Evolving Legal Landscape appeared first on Innovo Benefits Group.

Why 2026 Renewals Present New Challenges for Employers

This renewal season is bringing fresh challenges for employers and HR teams. Contract disputes, rising drug costs, and shifting federal rules are reshaping how organizations manage their benefits and budgets. To help you stay ahead, Innovo’s Eric Gulko shares a clear, focused discussion on three issues no benefits leader can afford to overlook heading into 2026.

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Understanding Insurance Carrier Contract Disputes and Employee Impact

Carrier and health system conflicts are becoming more common, leaving employers caught in the middle. You’ll hear why these disputes are happening, how they disrupt employee access to care, and what you can do to protect your team during negotiations or provider terminations.

Managing GLP-1 Drug Costs and Coverage Decisions

GLP-1 medications like Wegovy, Ozempic, and Zepbound are reshaping coverage decisions and driving costs higher. We’ll look at how carriers are responding, which strategies can help manage spending, and what questions employers should ask before deciding whether to include these drugs in benefit plans.

How ACA Subsidy Loss Affects Benefits and Premiums

Income changes and policy updates are removing ACA subsidies for many individuals and small groups. That shift is driving premium changes and coverage disruptions. We’ll explain how these trends affect employer plans and what proactive steps teams can take to help affected members.

Expert Insights from Eric Gulko on Staying Prepared for 2026

Walk away with plain-language insights and concrete guidance to support smart, compliant decisions in a volatile benefits environment. This session is for HR, Finance, and Benefits professionals who want to protect their organizations from risk while ensuring employees continue receiving reliable, high-quality care.

The post Top 2026 Benefits Renewal Challenges: GLP-1 Coverage, Contract Disputes & ACA Shifts Explained appeared first on Innovo Benefits Group.

Dealing with employee benefits takes serious effort. You spend so much time making sure everything is right. Missing one deadline or changing one detail can cause big problems later. It’s hard to keep up. We know how much pressure you are facing right now.

We hosted a webinar to help you check off those crucial year-end tasks. It is all about giving you clear steps for 2025 and 2026 compliance. We focused on keeping things simple. We want you to feel confident when the new year starts.

This session cuts through the noise. It covers the major items you need to act on now. Here are some key points we shared that you need to know:

• FSA and Dependent Care Limits: Contribution limits are going up for 2026. The Dependent Care cap jumped for the first time in 40 years! You must update your plan documents right away.
• Imputed Income: Do you offer life insurance over $50,000? Do you offer domestic partner benefits? These require correct income imputation. This is an area many employers miss.
• Paid Leave: Several states like Minnesota, Delaware, and Maryland have new paid family leave programs coming. You must stay current on deduction, notice, and exemption filing rules.
• The ACA Rule Change: Employers with 50 or more FTEs must still file forms with the IRS. However, furnishing the 1095-C form to employees is now voluntary. Just make sure your affordability calculations meet the 9.96% limit for 2026.
• AI Policy: Workplaces are using more AI tools. You need to review your employee handbook. Update policies on confidentiality and discrimination risks related to AI use.

Don’t let these items catch you off guard. We put together this information to make your life simpler. It is a critical checklist, especially if your team operates in multiple states.

Watch the full video to get the complete checklist. You can pause, review, and share the information with your benefits team. Get your compliance plan locked down today.

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The post Year-End Benefits Compliance: 2025–2026 Checklist appeared first on Innovo Benefits Group.

For years, the annual scramble to file Form 1095 has been a source of stress and complexity for businesses everywhere. But what if we told you there’s a new path forward? Is it too good to be true?

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At Innovo Benefits Group, we’re always on top of the latest changes in benefits and HR compliance, and we’ve got some critical news to share. The landscape of ACA reporting is undergoing a significant transformation thanks to new legislation like the Paperwork Burden Reduction Act and the Employer Reporting Improvement Act.

These aren’t just minor tweaks. They represent a major shift in how employers can manage their ACA reporting obligations and even how they can address IRS penalty assessments. This new flexibility could save your business valuable time and resources.

To help you navigate these changes, we recently hosted a crucial compliance update with industry expert Andy Ferguson of BenefitsScape and our own Eric Gulko. We dug into the specifics of these new laws and what they mean for your compliance strategy.

In this essential video, you’ll discover:

• How this new legislation directly impacts your ACA compliance strategy.
• Key considerations for seamless collaboration with your payroll provider during the filing process.
• Best practices for timing, auditing, and testing your data to prevent costly errors.
• Actionable steps to streamline your reporting process and prepare for a more efficient filing season.

Whether you handle compliance in-house or work with third-party vendors, this session is packed with the tools and insights you need to make your next ACA filing season smarter and more efficient.

Watch the full video now to get ahead of the curve and ensure your business is prepared for these critical changes.

The post What the New ACA Legislation Means for Your Business appeared first on Innovo Benefits Group.

Curious about how the new One Big Beautiful Bill (OBBB) Act will reshape your company’s benefits? Get expert insights and actionable takeaways in just 30 minutes. Discover expanded HSA rules, FSA increases, new “Trump” accounts for kids, direct primary care coverage, and fresh tax credits—all decoded by seasoned HR advisers. Whether you’re a benefits admin, HR pro, or business leader, don’t miss this fast-paced walkthrough and learn how to get ahead for your next renewal.

Navigating the New Benefits Landscape: A Guide for Modern HR Leaders

The world of employee benefits is evolving at a remarkable pace. The latest legislative changes have introduced a host of new opportunities and complexities for HR professionals. Are you ready to optimize your benefits strategy to attract and retain top talent?

In this webinar we explore the recent policy shifts and equip you with the knowledge you need to stay ahead.

Our exclusive session includes our experts breaking down the most significant updates, including:

• Expanded Health Savings Accounts (HSAs): Discover how recent changes permanently extend telehealth services for HSA plans and make them compatible with more ACA marketplace options. This is a game-changer for providing flexible, affordable healthcare to your team.
• A New Era for Direct Primary Care: Learn how you can now empower employees to use their HSA funds for direct primary care (“concierge doctor”) services, a benefit that improves access and provides a personalized healthcare experience.
• Boosting Dependent Care Benefits: For the first time in over 40 years, the Dependent Care FSA limit is getting a major boost, increasing from $5,000 to $7,500. This is a powerful tool to support working parents and enhance your family-friendly benefits package.
• Permanent Student Loan & Education Assistance: Find out how the $5,250 tax-free reimbursement program for student loans and education is now a permanent benefit. This is a vital resource for supporting your employees’ financial well-being and professional growth.
• Introducing “Trump” Accounts: Get an expert breakdown of the new, tax-advantaged investment accounts for children. We’ll explain how these accounts work and how employers can contribute, providing a unique and valuable long-term financial benefit.
• Family Medical Leave Tax Credit: Unpack the details of the extended and expanded Family Medical Leave Tax Credit, which now includes part-time workers, offering new opportunities to support your team’s work-life balance.

Beyond these key changes, we also discuss the potential impacts on ACA premiums, required compliance and plan document updates, and what’s on the horizon for regulatory changes.

This is more than just an update—it’s a roadmap to building a more competitive, compliant, and compassionate benefits program. Don’t miss this essential deep dive into the future of employee benefits.

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The post Must-Watch OBBB Act Overview, H.R. 1 Federal Budget Bill appeared first on Innovo Benefits Group.

Are you struggling to navigate the complex landscape of leave of absence laws in today’s multi-state, remote work environment? Our in-depth recorded webinar, “Leave it to Us! Navigating Leave of Absence Laws,” is your essential resource for mastering compliance, minimizing administrative headaches, and building a benefits program that attracts and retains top talent.

What Makes This Webinar a Must-Watch?

• Get clear, actionable breakdowns of critical federal and state leave laws—like FMLA and ADA—and learn how to manage overlapping requirements so your organization never falls behind.
• Discover which new and upcoming state paid family and medical leave laws could impact your workforce, with real-world examples and cases designed for multi-state, hybrid, and fully remote employers.
• Learn the difference between sick leave, paid state leaves, and employer-sponsored disability plans, and see exactly how these benefits can stack for maximum employee satisfaction and compliance.
• Avoid costly compliance missteps! The expert panel details common errors, legal risks, and best practices for documentation, employee notifications, top-off programs, and more.
• See the clearest visuals in the industry—leverage easy-to-follow leave scenarios, tax and payroll deduction tips, and insights on private vs. state benefit plans.

Who is This Webinar For?

• HR professionals, managers, and business leaders in multi-state, hybrid, or remote organizations
• Anyone looking to future-proof their leave policies and deliver a best-in-class employee experience
• Companies aiming to take the stress out of compliance while supporting employee well-being

Ready to transform your leave management approach? Watch now and empower your business with the insights only true experts can offer!

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The post Navigating Leave of Absence Laws appeared first on Innovo Benefits Group.

Are you an HR professional, benefits manager, or business leader grappling with the complexities of employee benefits? Innovo Benefits Group has you covered! In our recorded webinar, “Top 10 Benefits Questions Answers and Insights,” our experienced account management team with over 75 years of combined expertise, deliver an hour-long, comprehensive dive into the most common and challenging questions employers face. This session is packed with practical insights and best practices to help you manage truly effective employee benefits programs in 2025 and beyond.

The recorded webinar provides invaluable guidance on everything from navigating plan renewal decisions and negotiating with carriers to exploring a variety of cost containment strategies, including the ins and outs of HRAs and ICHRAs (the “nuclear option” for high renewal costs!). You’ll gain a deeper understanding of fully insured versus self-insured plans and the nuances of transitioning funding models. The experts also underscore the importance of benchmarking and market comparisons to ensure your offerings are competitive, and they break down various contribution strategies while emphasizing ACA affordability rules. Beyond core coverage, the session explores expanding your benefits package with voluntary benefits and wellness programs to attract and retain top talent. Plus, they demystify common employee questions, clarifying concepts like deductibles vs. out-of-pocket maximums and the advantages of HSAs. With real-world examples, this video is an indispensable resource for optimizing your benefits strategy and empowering your workforce.

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The post Top 10 Benefits Questions Answers and Insights for 2025 appeared first on Innovo Benefits Group.